SunTrust Text Banking

Your account information will be at your fingertips 24/7-view balances, transactions and more

Workplace Banking, Employee Banking, group banking, bank at work

SunTrust at Work

SunTrust at Work® is so much more than a checking account. It’s a comprehensive financial program offered through participating employers that provides you with benefits and service that no other banking program can. Enjoy access to industry-leading accounts, financial education and a dedicated team known for its personal service. You’ll understand why SunTrust at Work offers the best value among programs of its kind.

  • Exclusive benefits package that includes banking and lending products, along with the services you use every day.
  • Award-winning service that includes the personal assistance you want plus the tools and resources you need.
  • 24/7 access to your finances through Online Banking with Bill Pay, Mobile Banking and Text Banking. You can also stop by one of our 1,600 branches and 2,900 ATMs, or call 800.SUNTRUST.
  • Safety and security from one of the nation’s strongest and most trusted banks.

Choose the account below that best fits your banking routines and preferences. Then, complete an online application using the SunTrust at Work company membership ID number assigned to your employer. (If you don’t have your ID number, call 866.849.3483 or visit any branch.)

SunTrust at Work
Checking Options
Saw Professional Banking Solid Choice Banking® Everyday Checking®
Learn More Learn More
Features
Best fit for you if you need: Enhanced banking solutions designed for executives A comprehensive solution with even more time-and cost-saving features Basic banking made easy
Minimum Opening Deposit $100 $100 $100
How to waive the monthly maintenance fee $4,000 minimum aggregate direct deposit per statement cycle1 $3,000 minimum daily collected balance WITH Direct Deposit1

OR $5,000 minimum daily collected balance

OR $10,000 in minimum combined daily collected balances in total linked personal deposits2

OR SunTrust Mortgage first mortgage with SurePaySM

$500 minimum daily collected balance

OR Sign up for Direct Deposit1

Monthly Maintenance Fee $17 or waived when the direct deposit requirement is met $17 or waived when one of the above requirements are met $7 or waived when one of the above requirements are met
Pays Interest Included Included Not included
Overdraft Protection Optional Optional Optional
Solid Theft Protection3 Classic and Gold included; updgrade to Platinum for $4.99/month Classic level included; Upgrade to Gold for $4.99/month or Platinum for $9.99/month Classic level included; Upgrade to Gold for $11.99/month or Platinum for $14.99/month
Checks Any personal check style included 1st order of SunTrust Exclusive checks or a 50% discount applied toward the first order of any other personal check style 30-pack of SunTrust Exclusive checks - 1st order included or a 50% discount applied toward the first order of any other personal check style
Unlimited check writing Included Included Included
Statement Options:
online or paper
Included Included Included
Safe Deposit Box4 $45 discount $45 discount $15 discount
Cashier’s checks, money orders and travelers cheques Included Included Not included
1% first year anniversary bonus, up to $25 on a Live Solid Savings Account5 Available Available Available
Interest rate reductions on consumer installment loans and lines of credit6 and Private Student Loans9 Included Included Included
$150 savings on mortgage closing costs7 Included Included Included
Rewards Credit Card with Double SunPoints on everyday purchases8 Available Available Available
Apply Now Apply Now
Disclaimers

1A qualifying Direct Deposit is a Direct Deposit of your salary, pension, Social Security or other regular monthly income of $100 or more per deposit electronically deposited to your account during statement cycle by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit.

2Total linked personal deposits include checking, savings, money markets, CDs (excluding SunTrust Index Linked CDs (SILCs)) and IRAs (excluding SunTrust Investment Services, Inc. IRAs).

3SunTrust Solid Theft Protection is serviced by Global Privacy Solution. A SunTrust Consumer checking account is a requirement of enrollment. The monthly fee is per member per month.

4Discount applies to the annual rental fee. Other charges and fee may apply.

5 Live Solid Savings® accounts are eligible for a one-time 1% bonus, up to $25. Bonus is calculated on the average ledger balance of the Live Solid Savings account for the first 12 months. The bonus will be credited to the Live Solid Savings® account on the one-year anniversary of the account open date. The account must be open and in good standing on the date that the bonus is paid to receive the bonus. Fees will reduce earnings on the account.

6For Home Equity Loans (other than the Simple Home Refi): a 0.25% interest rate reduction off the standard rate if you have an eligible SunTrust at Work deposit account and an additional 0.25% interest rate reduction off the standard rate if payment is automatically deducted from a SunTrust checking, savings, or money market account using SurePay℠. Maximum discount is 0.50%. For the SunTrust Bank Simple Home Refi: a 0.25% interest rate reduction off the standard rate of a Simple Home Refi if the payment is automatically deducted from a SunTrust checking, savings, or money market account using SurePay℠. Maximum discount is for the Simple Home Refi is 0.25%. For lines of credit, including the Access 3 Equity Line: 0.10% interest rate reduction off the standard rate of a consumer line of credit if you have an eligible SunTrust at Work deposit account and an additional 0.25% reduction off the standard rate of a consumer line of credit if payment is automatically deducted from a SunTrust checking, savings, or money market account using SurePay℠. For Access 3 Equity Line, these interest rate reductions do not apply to Fixed Rate/Fixed Term (Option3) advances, or during the Repayment Period. Maximum discount for lines of credit is 0.35%. All loan and line discount offers are subject to change. Offer for new and refinanced eligible consumer Home Equity Loans, Simple Home Refi, and lines of credit, as well as for credit line increases. Relationship pricing discounts are not available on existing consumer loans or lines of credit and may not be applicable for all products. Consult your banker for details.

7$150 off mortgage closing costs for first lien, residential mortgage purchase money or refinance transactions that are closed with SunTrust Mortgage, Inc. Offers, prices, and programs are subject to change without notice. Not valid on Veterans Administration (VA) loans. Subject to credit approval.

8SunTrust Credit Cards are issued by SunTrust Bank. Credit cards are subject to credit approval. Everyday purchases are made at gas, grocery and drug stores. See Terms and Conditions for complete rules.

9Up to 0.75% student lending interest rate reduction which includes a 0.25% SunTrust At Work interest rate reduction, a 0.25% interest rate reduction for automatic ACH payments, and an additional 0.25% interest rate reduction if payments are automatically (ACH) deducted from a SunTrust checking, savings or money market account. Maximum discount is 0.75%. SunTrust at Work interest rate reduction offered on Custom Choice Loan® and Private Student Loan Consolidation products only. Clients must apply at suntrusteducation.com/suntrustatwork and must enter a SunTrust at Work company membership ID number in order to qualify. The 0.25% interest rate reduction for automatic payments (ACH) and the additional 0.25% interest rate reduction for ACH payments from a SunTrust deposit account only apply when full payments (including both principal and interest) are automatically deducted. The ACH payment interest rate reductions will remain on the account unless (1) the automatic payments are stopped (including times during deferment or forbearance) or (2) there are three automatic payments returned for insufficient funds within the life of the loan. The additional interest rate reduction for ACH payments from a SunTrust deposit account will be applied after the first automatic payment is successfully deducted from a SunTrust Bank checking, savings or money market account.

SunTrust at Work benefits are subject to change and will be terminated if you leave your current employer for any reason. Accounts are subject to credit verification.

© 2012 MasterCard. MasterCard and the MasterCard Brand Marks are trademarks of MasterCard International Incorporated.

SunTrust, SunTrust Mortgage, SunTrust at Work, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Solid Theft Protection, Ridgeworth Funds, RidgeWorth Capital Management, Wealth Select, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Bank Your Way Snapshot, Signature Advantage Brokerage, Custom Choice and Sure Pay are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2014 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

SunTrust, SunTrust Mortgage, SunTrust at Work, SunTrust Mobile Banking, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Solid Theft Protection, Ridgeworth Funds, RidgeWorth Capital Management, Wealth Select, AMC Fund Select, AMC Pinnacle, AMC Premier, Access 3, Bank Your Way Snapshot, Signature Advantage Brokerage, Custom Choice and Sure Pay are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc., an SEC registered broker/dealer and a member of the FINRA and SIPC, and a licensed insurance agency; investment advisory products and services are offered by SunTrust Investment Services, Inc. and Ridgeworth Capital Management, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender. © 2014 SunTrust Banks, Inc. SunTrust and SunTrust Mortgage are federally registered service marks of SunTrust Banks, Inc. How can we help you shine? is a service mark of SunTrust Banks, Inc.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Banks, Inc., SunTrust Investment Services, Inc., and Ridgeworth Capital Management, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.